These cities have the highest credit card delinquencies in the U.S., study shows

Late credit card payments impact Americans in some capacity, but these areas are dealing with higher rates of delinquency based on data in a recent study.

Advice on giving allowances to your kids
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A new survey found more parents are handing out allowances and one-third of them actually gave their kids a raise this year. Finance professor Dan Roccato offers advice to parents about giving their kids allowances.

Buy now, pay later loans will now impact Americans' credit scores

FICO said that it is going to incorporate buy now, pay later (BNPL) data into credit scores as the payment method surges in popularity. 

Where Americans are falling behind most on their debt

A new WalletHub study highlights the states where Americans are struggling most with debt in early 2025.

How much money you need to retire in your state – without Social Security

With Social Security's future uncertain, the amount of money to retire comfortably varies substantially by state. Here’s where your area ranks.

Social Security Fairness Act: Where the expanded benefits stand

Earlier this year, Biden signed a bill that boosted Social Security payments for nearly 3 million people. Here’s an update on the expanded benefits.

Student loan collections on defaulted loans restart today: What to know

Student loans that are in default will be referred for collection, beginning on Monday, May 5. Here's what that means and what borrowers in default can do.

Social Security May payment schedule: Here's when beneficiaries will get their checks

Here is the May Social Security payment schedule for retirement, disability, and survivor beneficiaries, as well as those who receive Supplemental Security Income (SSI).

Cash stuffing explained: Why envelope budgeting is making a comeback

Cash stuffing — a budgeting strategy using cash and envelopes — is surging in popularity in 2025. Here’s how it works, why it’s catching on again, and what to know before trying it.

Did you default on your student loans? What to know as collections resume

Starting next month, the Department of Education will begin the collection process on student loans in default. Here’s what you need to know.

New bipartisan tax proposal could give your family more money

A bipartisan group of lawmakers is pushing to make the adoption tax credit refundable, which could allow more families to get the credit even if it's more than their “tax burden."

Retirement savings 'magic number' drops in 2025 for Americans, study finds

When it comes to retirement savings, more than half of Americans think it's “somewhat or very likely" that they’ll outlive their money, according to a new study.

Tips to avoid tax surprises next year

Did you owe a ton of taxes this year? Or maybe you got a refund you weren’t expecting? Here’s a look at how to get a handle on those surprises now ahead of next year.